---
title: Location-Based Risk Assessment | Intermap
description: InsitePro's risk scoring tool for underwriters uses unique datasets along with your own data to assess point-by-point analytics for risk assessment.
---

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![InsitePro Risk Assessment](https://www.intermap.com/hs-fs/hub/395294/file-1527818483-png/images/Header-InsitePro.png?width=1027&name=Header-InsitePro.png "InsitePro Risk Assessment")

# Location-Based Risk Assessment

## Using analytics that are made for point-by-point risk assessment can increase profitability

InsitePro is a solution for underwriters to assess address-level cat risk using unique datasets, their own datasets, and [configurable risk scoring](https://www.intermap.com/software/insitepro/risk-scoring). Instead of using an underwriting function on accumulation software, use analytics that are specifically built to assess point-by-point cat risk, including flood, wildfire, earthquake, and hail.

![Risk Scoring for Flood Risk Assessment](https://www.intermap.com/hs-fs/hubfs/images/InsitePro/houses-in-a-row-crosshair.jpg?width=711&name=houses-in-a-row-crosshair.jpg "Risk Scoring for Flood Risk Assessment")

### Benefits of Risk Scoring

Property insurers (as well as brokers and reinsurers) depend on natural catastrophe models, maps, building plans, and industrial machinery profiles, along with their own claims and policy data. An important key to unlocking the full richness of datasets is [risk scoring](https://www.intermap.com/insitepro/br/risk-scoring-benefits-slideshow) — an analytic that tries to replicate, as much as possible, the thought process of an experienced mind that is served with rich datasets. [Click here](https://www.intermap.com/risks-of-hazard-blog/2015/02/risk-scoring-improves-underwriting-4-benefits) to learn about the four major benefits of risk scoring.

[![Reduce Underwriting Leakage Guide](https://no-cache.hubspot.com/cta/default/395294/958a97e7-d770-458e-bfb8-3b1d6b65f855.png)](https://cta-redirect.hubspot.com/cta/redirect/395294/958a97e7-d770-458e-bfb8-3b1d6b65f855)

[![Watch Risk Scoring Video](https://no-cache.hubspot.com/cta/default/395294/222ba151-a96c-4e39-b0b7-cde6607079ab.png)](https://cta-redirect.hubspot.com/cta/redirect/395294/222ba151-a96c-4e39-b0b7-cde6607079ab)

[![InsitePro Nat Cat Demo](https://no-cache.hubspot.com/cta/default/395294/82c03d79-eea2-4d91-aa75-df0fc6429334.png)](https://cta-redirect.hubspot.com/cta/redirect/395294/82c03d79-eea2-4d91-aa75-df0fc6429334)

Contact Us to Learn What InsitePro Can Do for You     [![Talk to a Pro about Data Problems](https://no-cache.hubspot.com/cta/default/395294/b2c0c388-297e-40e1-888e-3b3c58cf62fc.png)](https://cta-redirect.hubspot.com/cta/redirect/395294/b2c0c388-297e-40e1-888e-3b3c58cf62fc)  

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