InsitePro Risk Scoring

Additional Perils Available in InsitePro

InsitePro comes inclusive with WorldFlood (a global flood model), FloodScope (a high-resolution inland flood model for the USA), Storm Surge for the USA, and access to best-in-class elevation data. If you need other perils for any geography, they can be added. Intermap leverages a partner network to ensure carriers have the right risk information for their underwriting.

Below you will find available perils that can be provided to you at additional subscription costs. Additionally, you will find relevant information on each of the models available. If you do not see the peril or geography you need, we will either find it or build it for you. If you would like to add one or more of the peril models listed below, or if you need something not listed, please click here to request more information.

Add-on perils 

Please click on the perils listed below to expand the list of models that are available.

Flood
The Global Flood Map (GFM) - Provided by JBA

The GFM indicates areas which are susceptible to significant surface water flooding. The most sophisticated modeling techniques have been used for the GFM, based on the highest-resolution global elevation data available. The GFM is a Level 1 map, and its consistency simplifies the assessment of exposure in multinational portfolios.

Click here for more information.

Global Rainfall Indundation Map (GRIM) - Provided by JBA

The Global Rainfall Inundation Map (GRIM) is currently in development and will form a new layer of the Global Flood Map. It will be available for Malaysia, Indonesia, Philippines and the USA in Q2 2015, with Canada to follow next. It provides Level 1 river flood hazard mapping and more.

The Europe Flood Map (EFM) - Provided by JBA

The EFM provides consistent mapping of major rivers across the following European countries: Austria, Belgium, the Czech Republic, France, Germany, Hungary, Italy, Liechtenstein, Luxembourg, Poland, Slovakia, Slovenia, and Switzerland to enable re/insurers to easily compare exposure between any or all of these countries. 

These maps provide the underlying information for JBA Risk Management’s Europe probabilistic flood model, which enables the calculation of return period losses across Europe. At up to 10m resolution these Level 2 maps are suitable for use in both underwriting and accumulation modeling. 

The maps include defended areas where possible.

Click here for more information.

Wildfire
National Hazard and Risk Model (No-HARM) - Provided by AnchorPoint

The National Hazard and Risk Model (No-HARM) is a versatile, nationwide model designed to assess exposure of property to wildfire. No-HARM is ideal for underwriting and accumulating wildfire risk, as a consistent, nationwide wildfire hazard/risk assessment dataset. Built with a variety of datasets, including proprietary and public domain data, No-HARM expresses the probability and negative effects of wildfire throughout the United States, at regional and neighborhood scales. A core attribute of No-HARM is to accurately identify the Wildland-Urban Interface (WUI) and analyze the threat to these areas from fire effects such as smoke, embers, and direct exposure to flame.

Beyond location-specific wildfire risk for insurance purposes, No-HARM offers tremendous potential to manage fire through the prevention, preparedness and response phases, reducing risk to the public, firefighters, and critical infrastructure. 

Click here for the whitepaper (technical).

Click here for a closer look.

InsitePro Risk Management Guide
Understanding the limitations of risk models eBook
Risk scoring page
InsitePro-NFIP-Differentiation
resources
 
"I can really see how I can understand flood risk better with InsitePro."
 
Insurance Broker
 
"Before InsitePro I was always digging around for data on the internet."
 
Risk Manager
 
"This helps me get the information I need so I can write polices quicker and easier."
 
Insurance Underwriter
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