Intermap has partnered with Anchor Point, a wildfire mitigation specialist based in Boulder, Colorado, to offer its No-HARM wildfire model to InsitePro subscribers. In today's blog post, I asked Anchor Point COO Chris White to discuss the advantages of No-HARM over publicly available wildfire models.
When a property insurer underwrites a specific natural peril, one of the first things they need to do is identify a model to use for determining the risk at the locations they will quote. That hunt almost always starts with Google searches of government organizations that might have a model available for use. For those underwriting flood outside the USA, there are flood models published by local and regional governments. Meanwhile, those underwriting flood within the USA of course have the flood insurance rate maps (FIRMs) published by FEMA. For those underwriting wildfire in the USA, the search might start with HAZUS from FEMA (although they don’t have wildfire module) and end with the U.S. Forest Service (USFS).