Top 10 Blogs of 2017

Posted by Devin Ward on Dec 27, 2017 3:33:19 PM

The holidays, less New Year's, are now behind us. We at the Risks of Hazard hope your holidays were filled with joy and warm receptions from family, friends, acquaintances, or at least an A/C unit. With 2018 around the corner, we want to say thanks for reading and take a look at our most popular blogs from the past year.

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Topics: Underwriting Profit, NFIP, Houston

“Flooding was not even a possibility,” Said the Builder in Houston

Posted by Ivan Maddox on Dec 5, 2017 4:15:03 PM

The New York Times continued the national coverage of flood insurance (see the WSJ last week) on the weekend with a long-form piece on The Woodlands. Their writers (John Schwartz, James Glanz, and Andrew Lehren) went deep on a family who bought their home in The Woodlands in 2011, with the reassurance from the builder that the house was definitely out of the “flood zone”.

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Topics: Flood Modeling, Flood Risk, Houston

A Real World View of Floods

Posted by Ivan Maddox on Oct 19, 2017 8:12:28 AM

It is time to name a 21st century phenomenon by which bad news or possibilities are blown out of  proportion. Examples would be self-diagnosis on the web (by which sniffles can turn into brain cancer), or the appearance that events in the news are worse than they actually are. Maybe we could call it “Negativity Amplification”. We could even look at Harvey to explore it.

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Topics: Flood Modeling, Flood Risk, Insurance Protection Gap, Houston

Top Risks of Hazard Blogs from Q3

Posted by Ivan Maddox on Oct 3, 2017 3:52:56 PM

As ever, time is flying, and it’s almost the holiday season of 2017. The good news about fast moving calendars is that we can get to our latest Top 3 blogs from the summer.

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Topics: Geocoding, Effective Underwriting, NFIP, Houston

Insurance Solutions for Emerging Markets…and Maybe Texas

Posted by Ivan Maddox on Sep 26, 2017 3:17:03 PM

Here is a Reuters article from July (pre-Harvey and the rest of this year’s storms) that explores how parametric flood insurance is a viable way to get necessary coverage in place to help cover the vast Asian protection gap. A little extra research turns up parametric programs in Bangladesh, and then China. Very cool stuff.

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Topics: Flood Insurance, Insurance Protection Gap, NFIP, Houston

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